Renewables installers rarely stick to one niche. Solar leads to battery storage. Heat pumps lead to solar. Before long you’re running multiple trades. And if each one needs its own guarantee set up separately, the admin alone can get time consuming. It doesn’t have to.
The problem with an insurance backed guarantee provider per trade
Add a new renewable line and the temptation is to bolt on another provider for it.
Do that a few times and you’ve got separate logins, separate renewals, separate paperwork, and separate invoices. That’s a lot of your time. Time you’re not spending on site.
It also confuses your customers. Different guarantee documents from different names on different jobs doesn’t look joined-up. One consistent promise on every quote looks like a business that has its act together.
What "one Insurance Backed Guarantee Provider" actually means
It means a single provider covering the range of renewable work you do — solar PV, battery storage, heat pumps and more — under one account. You register each job in one place. The homeowner gets the same recognised protection whatever the trade. And you get one renewal to think about instead of multiple.
| Juggling several providers | One provider across your trades |
|---|---|
| Multiple logins and renewals | One account, one renewal |
| Different paperwork per trade | Consistent paperwork every job |
| More admin, more to slip | Less admin, less to miss |
| Mixed messages to the homeowner | One clear protection promise |
It still has to meet the MCS standard
Simpler doesn’t mean cutting corners. Whatever renewable work you do under MCS, each job still needs MCS-approved financial protection. Under the redeveloped scheme, that’s an Insurance Backed Guarantee lasting at least six years from the contract date from their list of approved products.
Using one provider across your trades just means that standard is met the same way every time, without you rebuilding the process for each new line of work.
Why this matters as you diversify
The trades that grow are the ones that add services without adding chaos. If moving from solar into heat pumps or battery storage means another compliance headache each time, you’ll hesitate. Get the insurance backed guarantee side handled once, across everything and you can say yes to the next opportunity without dreading the paperwork.
Doing more than one renewable trade? Handle the guarantees in one place.
HomePro is MCS-accredited to provide the six-year Insurance Backed Guarantee the redeveloped scheme asks for, across multiple renewable trades — one account, one renewal, every job registered in one spot. Call 0800 131 0500 (Mon–Fri, 9am–5pm) or join here.
Frequently asked questions
Can one Insurance Backed Guarantee provider cover solar, batteries and heat pumps?
Yes — a single provider can cover the range of renewable work you do under one account. You register every job in one place instead of running a separate arrangement per trade.
Does using one provider still meet the MCS requirement?
Yes, as long as each job carries MCS-approved financial protection.
Is it cheaper to use one provider for everything?
The clearest saving is your time and admin. Consolidating avoids duplicate accounts, renewals and paperwork. For per-job premium detail, speak to the provider about the specific work you do.
What happens to the homeowner’s cover if I cease trading?
The Insurance Backed Guarantee steps in to honour a valid claim against your written guarantee if your company ceases to trade during the term — subject to the terms and conditions of the policy.
Join UK installers who provide FCA-regulated Insurance Backed Guarantees with every job through HomePro. Call 0800 131 0500 or join HomePro today.
Disclaimer: This post is for general information only. It is not financial, legal or insurance advice. While we take care to make sure the information is accurate, scheme rules, legal requirements and third-party details can change without notice — always check the latest position with the relevant scheme or official body before acting on anything here. HomePro accepts no liability for any loss arising from errors or omissions in, or reliance on, the information in this article. Insurance Backed Guarantees are subject to the terms, conditions and limitations of the individual policy.
